Honda Motorcycle Insurance

  • RFREE Honda motorcycle insurance quote online
  • RGet a quote in under 1 minute for your Honda motorbike
  • RYou could make savings on your insurance now!
hastings direct
more than
budget
RAC

Honda motorcycles are famous for being some of the best bikes available. They have motorbikes at all price points to suit any rider, from the high-performance CBR1000RR to the sensible PCX scooter. As they are such a popular motorcycle brand, they are perfect for easy maintenance and reliability, whether you’re a new rider or fully experienced. Finding the right insurance for your Honda bike requires you to fully understand the needs of your bike, any specialised coverage available and what price you can expect to pay. There are a lot of factors that influence the cost of motorbike insurance, as we’ll explore today.

cheap motorbike insurance

History of Honda Motorcycles

Honda’s history in the motorbike industry goes back to the late 1940s. Their first mass produced motorcycle was the Dream D-Type launched in 1949. They became a notable name in motorcycle racing by the 1960s, with multiple Grand Prix titles to their name. In the 1970s they introduced the Honda CB750, one of the first ever superbikes. Today, Honda is still one of the world’s best motorcycle brands, maintaining a level of popularity thanks to their versatility and bike range.

Factors Affecting Honda Motorcycle Insurance Costs

Like any other motorbike insurance, how much you’ll pay comes down to a range of factors. If you’re trying to get the best for your money, you’ll need to factor these in when buying a new bike – though there are ways to help bring down the premiums of even the priciest Honda insurance bike.

Model of the Motorcycle

This is the big one – the model of motorbike you choose will massively affect your insurance premiums. A high performance bike like the CBR1000RR will typically be higher than something like a scooter or entry level bike. This is because high-performance bikes are typically faster, at higher risk of accidents or theft, and have expensive repair costs.

Rider Experience and History

Whenever you take out insurance, the insurance provider will assess you and your riding history to decide if you’re a good risk. If you’re a new rider, or have a history of accidents or claims, then you may be looking at higher premiums. Experienced riders with clean histories are most likely to get lower rates and discounts.

Location and Usage

Where you live will play a big part in the cost of your insurance premiums. Living in a city or high-traffic area can increase your risk of theft or accidents, meaning you’ll often see higher premiums in these places. If you’ll be using your bike for your commute to work, this can also increase costs, compared with weekend or occasional riders.

Customisations and Accessories

Any modifications made to your bike will also increase your Honda bike insurance costs. That’s because customisations like high-end paint jobs can make it much more expensive if repairs are needed. Some accessories and customisations can also make your bike more appealing to thieves which further increases risk levels in the eyes of your insurer.

Policy Deductibles and Limits

Choosing to pay a higher excess on your insurance can be a great way to bring premiums down. Generally, the higher the excess, the lower the premiums overall. Of course, this has to be balanced with the risk of something happening – you will be out of pocked significantly more with a higher excess. If you choose this option, make sure that you have a good financial foundation to call in if you need it.

Honda Motorbike Range

There are many Honda motorbikes to choose from, and each come with their own Honda motorcycle insurance considerations. The main options include:

1. Sport & Supersport

High-performance motorcycles designed for speed and agility, like the Honda CBR1000RR and CBR650R.

2. Naked/Roadster

Versatile bikes with a great mix of performance and comfort, like the Honda CB650R and CB300R.

3. Touring & Adventure

Long-distance touring and adventure bikes built for comfort, such as the Honda Gold Wing and Africa Twin.

4. Cruiser

Classic-styled motorcycles offering relaxed riding, like the Honda Rebel 500 and Fury.

scooter
scooter

5. Dual-Sport/Off-Road

Bikes designed for both on-road and off-road riding, including the Honda CRF450L and CRF300.

6. Scooter

Practical city scooters, like the Honda PCX and Forza 350.

7. Entry-Level & Beginner Bikes

Lightweight and easy-to-handle motorcycles, such as the Honda Grom and CBR500R.

8. Electric & Hybrid

Innovative and eco-friendly electric models, like the Honda EM1 e.

Why Choose Honda Motorcycle Insurance?

Choosing brand-specific motorcycle insurance for Honda bikes can be key to keeping your bike safe. Insurers who specialise in Honda motorbike insurance know exactly what Honda owners need from their policies and the kind of protection their prized bikes deserve. They have a better understanding of the engineering, repair and maintenance costs of Hondas, and can provide tailored policies to suit them perfectly. Specialist Honda motorbike insurance often have policies designed for popular models like the Honda CBR1000RR, Honda CRF450L and Honda Rebel 500, tailored to those bikes specifically. You can also enjoy benefits like multi-bike insurance and temporary bike insurance if you have more than one Honda bike.

How to Find Cheap Honda Motorcycle Insurance

Finding cheap Honda motorbike insurance can be done with even the most expensive of bikes. You’ll need to shop around – never go with the first quote you see. As mentioned above, you could choose a higher excess if you’re certain you can afford that excess out of pocket if you need to make a claim. Taking an advanced rider training course can be a great way to bring those premiums down, letting you prove to insurers that you’re a safe bet. Taking out motorcycle insurance for your Honda along with other policies can help bring down the costs of each – consider bundling it with your car or home insurance. Installing things like anti-theft devices and keeping your bike in a safe, locked area can also be invaluable.

moped

Get a Honda Motorcycle Insurance Quote

Ready to take the first step? Getting a Honda motorcycle insurance quote couldn’t be simpler. You can get a quote today – all you need is your bike’s details, riding history, and coverage preferences to get an instant estimate. At Motorcycle Insurance we can help you compare options to find the best coverage for your Honda bike. Whatever style and model of Honda motorcycle, we can help you find the perfect insurance!

motorcycle insurance logo
Copyright 2025 | All Rights Reserved

Cost Compare Limited (VAT Number: GB476280567) is an Introducer Appointed Representative (IAR) of Seopa Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). The Insurance Comparison system is provided by QuoteZone managed by Seopa Ltd. The information on this website is intended for editorial purposes only and not intended as a recommendation or financial advice.