Suzuki Motorcycle Insurance
- RFREE Suzuki motorcycle insurance quote online
- RGet a quote in under 1 minute for your Suzuki motorbike
- RYou could make savings on your insurance now!
Insurance is critical no matter what kind of motorcycle you own. Given that Suzuki motorbikes are known for their quality and performance, choosing specialised coverage for your Suzuki is a smart choice. Suzuki motorbikes are high-performance, unique bikes – they break the mould, and, as such, they require insurance that reflects their unique nature. This becomes even more important if your Suzuki is customised. Though Suzuki bikes are known for their quality and longevity, with any valuable, high-performance bike it is essential to use insurance wisely to protect your investment.
History of Suzuki Motorcycles
Believe it or not, Suzuki actually started out in life as a loom manufacturer back in 1909. Michio Suzuki, an innovator in the textile industry, decided to design his own car in the 1930s – but his plan was put on hold by the outbreak of World War II. After the war, Suzuki set his sights on a more affordable two-wheeled transportation, launching the powered bicycle, Power Free. It was a 36cc two-stroke engine that allowed riders to choose between pedalling, engine-assisted pedalling and the engine doing all the work.
Suzuki’s powered bike was a success and, over time, he brought out new models, each one a more daring feat of engineering than the last. The development of the GS range cemented Suzuki’s reputation as leaders in the motorbike industry, and they’ve gone from strength to strength since then.
Factors Affecting Suzuki Motorcycle Insurance Premiums
As is always the case, there are a number of factors that impact the cost of Suzuki motorcycle insurance. These include:
- Model of the Motorcycle: High performance vehicles often have higher premiums thanks to their speed and power capabilities, along with the cost of replacement parts and maintenance.
- Rider Experience and History: Experienced riders with a clean track record often have lower premiums compared to new or unexperienced drivers. Drivers who have accidents or claims in their pasts may have higher premiums.
- Location and Usage: High traffic areas like cities often have higher rates of theft and accidents which can drive up insurance premiums. If you use your bike for commuting this can also result in higher costs compared to riding occasionally for leisure.
- Customisations and Accessories: Any after market mods you have made to your bike will impact premiums – things like custom paint jobs, exhaust systems and saddlebags.
- Policy Deductibles and Limits: Having a higher deductible – the amount you pay before insurance kicks in – can lower your premiums. It’s important to balance this saving with the possible cost if something does go wrong.
Suzuki Motorbike Range
Suzuki has big range of motorbikes for different riders and rider styles – each has their own impact on insurance. These include:
1. Sport & Supersport
Sport and supersport bikes are built for speed and performance in track racing. They’re often more valuable than other models and it’s this reason, along with their high performance capabilities, that makes them more expensive to insure – they are the most expensive type of motorcycle to insure in the Suzuki range. Notable models from Suzuki include the GSX-R1000 and Hayabusa.
2. Naked / Roadster
Models like the SV650 are designed for regular use, built for convenience and reliability rather than power – though that’s not to say that don’t have a kick to them! Since they are made with functionality in mind as well, they make for excellent bikes for commuters and casual riders – as a result they have a more moderate insurance cost.
3. Touring
These bikes are designed to go the distance – and comfortably. Touring bikes like the V-Strom 650 are built for comfort, with plenty of storage space. Their premiums are in the mid-range, but you may need a specialised policy with extra coverage for accessories like saddlebags and phone mounts, which could push the premiums up.
4. Cruiser
The M109R B.O.S.S. is a notable Suzuki cruiser, which is perfect for a relaxed ride – ideal for occasional or weekend riders. They’re known to be stylish so insurance premiums with enhanced coverage for aesthetics could be ideal. The premiums for this type of Suzuki bike insurance are moderate to high, depending on any customisation.
5. Adventure / Dual-Sport
Adventure/Dual sport bikes are for riders who want to be able to take their bikes anywhere – on and off-road. As a result, you’ll often need a specialist Suzuki motorbike insurance policy for when you take the bike off road. This can push the premiums up into the more expensive bracket.
6. Off-Road & Motocross
Fully off-road motorbikes like the RM-Z series are made for trail riding. They can also be used for motocross events and races. Since this is a specialised use, specialised Suzuki motorcycle insurance will generally be needed, and as off-roading can be riskier than road riding, you can expect to pay more for your insurance.
7. Entry-Level & Learner Bikes
Bikes like the DR-Z400S and the GSX250R are perfect for beginners and learners. They’re moderately powerful and designed to be sturdy – while still being a fun ride. They’re also easy on the wallet, being among the most affordable to insure – perfect for riders looking for cheap Suzuki motorcycle insurance.
Why Choose Suzuki Motorcycle Insurance?
It’s always best to invest in specialist Suzuki motorcycle insurance for your bike – especially if you ride one of the popular models like the GSX-R1000 and V-Strom 650. Proper insurance will protect their high-performance features and value, giving you the peace of mind you need while enjoying a ride. This is crucial whether you need a basic policy for your first Suzuki motorbike or specialist protection for off-road use. Since Suzuki is a brand recognised for its quality and performance, you can find competitive Suzuki bike insurance whatever your requirements may be.
How to Find Affordable Suzuki Motorcycle Insurance
Finding cheap Suzuki motorcycle insurance requires careful assessment of the options available. You should shop around to see what typical premiums are available – ideally from Suzuki specialists. Installing protective add-ons to your bike can also be a good choice, with many providers offering reduced rates for bikes installed with anti-theft devices and GPS trackers. Make sure to park your bike somewhere safe, ideally in a garage, to keep those premiums as low as possible. If you haven’t already, taking an advanced rider safety course can also help bring down premiums – if you can prove that you’re a conscientious and careful rider this will go a very long way with insurers.
With specialised Suzuki insurance for motorcycles, you will benefit from the expertise of an insurer that understands the unique insurance needs of a Suzuki motorcycle. They will already know and understand the unique needs of a Suzuki and can provide tailored policies to suit any type of bike.
How to Get A Suzuki Bike Insurance Quote
Ready to find the perfect cheap Suzuki motorcycle insurance? We can help at Motorcycle Insurance. With policies covering everything from temporary bike insurance to multi-bike insurance, we’ve got what you need. With proper coverage tailored to your Suzuki bike, no matter what type of motorcycle you have – and what kind of rider you are – we’ve got a policy that will suit you perfectly. Enjoy peace of mind while you ride the open road – get a Suzuki motorcycle insurance quote today!
Cost Compare Limited (VAT Number: GB476280567) is an Introducer Appointed Representative (IAR) of Seopa Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). The Insurance Comparison system is provided by QuoteZone managed by Seopa Ltd. The information on this website is intended for editorial purposes only and not intended as a recommendation or financial advice.