With petrol prices skyrocketing all over the United Kingdom, many students are looking at motorbikes as a way to keep costs in check. Student bike insurance can be expensive simply because of the age of the driver. Anyone under 21 will likely spend a good amount of money on premiums every year because of being a fairly inexperienced driver.
Thankfully, motorcycleinsurance.org.uk is here to help - by offering free quotes on student motorbike insurance we can offer competitive insurance, and maybe save students money on their insurance.
There are ways to manage the monthly premium on bike insurance, however. This includes taking advantage of being a student. Many insurance companies throughout the region will offer discounts to those who have good grades. Typically, excellent grades will entitle student drivers to some form of discount with their bike insurance.
Another way to get a lower price on student bike insurance is to take an advanced motorbike riding course. Pass Plus and other courses are designed to provide students with more driving techniques. This will prove to the insurance company that the rider is capable of handling the various conditions. With the fact that there will probably be less claims with someone who understands the way to drive a bike safely, the premium can be reduced dramatically.
It's important to create a bespoke policy for bike insurance. If a student is only driving the bike for a small amount of time a year, then it can be possible to have this noted by the insurance company. For example, most insurance companies will drop the rate if a driver only drives 7,000 miles or less a year.
Multiple companies are out there that will prove a premium for bike insurance. However, it is impossible to know who has the lowest rate without doing some comparisons. Three or four companies should be used to provide rate quotes. This includes comparing coverage levels, student discounts and various other factors that could lead to a lower rate. From there, it will be easy to determine which company will provide the best deal.
Being a student is tough enough due to trying to keep costs down. It is imperative that everyone has auto insurance, even if it is for a motorbike. Prices can be high but looking for student discounts can be a great way to keep the premium affordable from month to month.
By learning about all of the discounts available and comparing companies, it will be easy to achieve a very low rate to keep the motorbike legal on the roads.